Compare Job Offers
Job Offer A
$
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VS
Job Offer B
$
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Better After-Tax Offer
Job A
takes home $0 more per year
Job A
$0
per year after tax
Job B
$0
per year after tax
Job A — Annual Breakdown
Gross Salary$0
Federal Tax$0
State Tax$0
Social Security$0
Medicare$0
Net Take-Home$0
Job B — Annual Breakdown
Gross Salary$0
Federal Tax$0
State Tax$0
Social Security$0
Medicare$0
Net Take-Home$0
💡 Remember to also compare:
Health insurance, 401(k) match, PTO, remote work flexibility, and cost of living in each city can significantly affect the real value of each offer.
How to Compare Job Offers After Taxes
A higher salary doesn't always mean more money in your pocket. State income tax rates vary dramatically — from 0% in Texas and Florida to over 13% in California. Our free job offer comparison calculator shows the real after-tax difference between any two offers.
Check State Taxes First
A $10,000 salary difference can vanish entirely when comparing a high-tax state vs a no-tax state. Always compare after-tax, not gross salary.
Value Benefits Properly
Employer health insurance can be worth $8,000–$15,000/year. A 401(k) match of 4% on $80K is $3,200/year in free money.
Factor in Cost of Living
$80,000 in Austin goes much further than $80,000 in San Francisco. Use a cost of living calculator alongside this tool.
Think Long-Term
A lower starting salary at a high-growth company may be worth more than a higher salary with no growth potential.
Frequently Asked Questions
Enter both job salaries and their states into our job offer comparison calculator above. The tool calculates take-home pay for each offer after federal tax, state income tax, Social Security, and Medicare deductions. The offer with higher take-home pay is the better financial choice, though benefits, growth potential, and cost of living should also be considered.
Not always. A higher salary in a high-tax state can result in less take-home pay than a lower salary in a no-tax state. For example, $90,000 in California may result in less take-home pay than $80,000 in Texas after state and federal taxes. Our calculator shows you the exact numbers.
Beyond take-home pay, consider employer benefits (health insurance, 401k match), cost of living in each city, commute costs, career growth potential, company stability, and work-life balance. Our calculator shows the tax picture — factor in these other elements to make the best decision.